Conventional Plus Program
Conventional Plus Program Conventional Plus Program is for both first time home buyers and repeat buyers alike. This New York down payment program features a conventional 30 year fixed rate mortgage combined with New York down payment assistance up to 3 percent of the purchase price. New York borrowers must have a job, good credit and assets to cover at least a portion of the New York down payment and/or closing costs. New York borrowers must meet income limits.