Live Where You Work Program

Live Where You Work Program This New Jersey down payment program allows residents to purchase homes in the town in which they work —has been made available statewide. The program offers fixed rate mortgages at low interest rates and New Jersey down payment and closing cost assistance that is forgivable. Expanded DTI ratios to make the loans easier to qualify for. The LWYW program can be used on 1 4 unit properties.

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