Extended Lock with Rate Float Down Option for New Construction Program – This down payment program provides an extended rate lock period and allows up to one float down to preserve affordability on a newly constructed home.
Charleston County Housing and Redev. Auth. website link
South Carolina Homeownership program – This down payment program centers on down payment assistance in conjunction with a fixed rate first mortgage (conventional, FHA, USDA) at a competitive market rate for low to moderate income home buyers.
South Carolina State Housing Finance and Development Authority makes home ownership possible with down payment assistance programs.
South Carolina Housing Authority website link
Home buyers in South Carolina get $5,000 down payment assistance through the Rock Hill Joint Venture Affordable Housing Corporation First Time Home Buyer Programs Down Payment & Closing Cost Assistance Program. PHONE: (803) 329-8719
The Housing Authority of the City of Charleston website link
Home buyers in South Carolina get $20,000 down payment assistance through the Richmond County United Black Fund of the Midlands/Columbia Housing Authority Homeownership Program. PHONE: (803) 256-0207
Aiken Housing Authority website link
Spartanburg Housing Authority website link