Down Payment and Closing Cost Assistance Program – This down payment program helps borrowers by providing zero interest, deferred payment loans to help with the down payment and closing costs.

North Dakota Roots Program – Specific to moderate income ns, the Roots program offers borrower’s two options: Either an exceptionally low interest rate loan, or a market rate loan that is coupled with down payment and closing cost assistance.

Start Program – This down payment program aids borrowers with down payment and closing costs.